1.Can we simplify the process and demonstrate differentiated ongoing value tailored to their needs?

Yes

All our testers seemed very familiar and comfortable with the interface we designed. We successfully placed continuous bits of value throughout the onboarding process to keep users working towards the final premise – the proposal and quote, tailored to their personal needs. There are several value points:

• After providing details on their home they see how expensive a lack of insurance could be
• A basic evaluation of risk factors given the location and environment of the house
• An overall “risk score” based on all answers from the questionnaire
• The personal advisor call
• Quote and proposal with multiple options
• Personal advisor at an ongoing basis

Continuously supporting and showing users value right from the start is a strong tool to create trust and loyalty. This is something you can use to your advantage by providing as much details and “insider information” as possible. Especially the fist three points from above can be very powerful if the information you give is correct. More on that in the recommendation section below.

2.Can we make this process something we all LOVE?

Yes

The personal concierge is a very novel concept. As we have seen from the research phase during the sprint, some insurances and aggregators already offer a similar service to improve their customer service, but not to the extent of a personal advisor. Users love the flow and everyone commented on the smooth experience and design. If this flow removes friction on your end, it’s a good match between the work Kelly Klee will have to do, with the ease-of-use on the customers side.